How to Invest in Index Funds India for Beginners
Between 2023 and early 2026, the number of index fund folios in India has grown at a pace that even seasoned equity dealers like me did not fully anticipate. When I started my career on the dealing desk, index funds were treated as a "boring" corner of the mutual fund shelf — something distributors barely mentioned because the commissions were thin and the story was unglamorous. Today, I get more questions about index funds from first-time investors than about almost any other product, including SIPs in actively managed equity funds. There is a reason for that shift. Over the last decade, data published by AMFI and independent research houses has repeatedly shown that a large majority of actively managed large-cap funds in India struggle to beat their benchmark index over 7-10 year periods, after costs. That single fact has quietly changed how ordinary investors think about building wealth. You do not need to pick the "best" fund manager every year. You simply need …
