How Much SIP Needed to Get 1 Crore in 15 Years
Here's a number that surprises almost everyone I share it with during client consultations: to build a corpus of ₹1 crore in 15 years, you don't need to save a fortune every month — you need roughly the cost of a mid-range smartphone EMI, invested consistently, and left alone to compound. Most people assume crorepati status requires either a huge salary or a stroke of luck in the stock market. Neither is true. What it actually requires is a monthly SIP amount that's often smaller than people expect, combined with something far more valuable than money: time and discipline. I bring this up because in my years advising clients on investment planning, the single biggest barrier I see isn't affordability — it's the belief that the target is unreachable, so people never start calculating the actual numbers. They see "1 crore" and mentally file it under "someday, maybe," instead of realising it's a straightforward, calculable goal with a specific m…
